Medical Insurance Policy In India

3 Best Medical Insurance Policy In India In 2019

There is no denying the fact that health care prices are skyrocketing each year, and it is effortless to lose your life’s savings covering the hospital bills for yourself or your loved ones. One of the best methods to avoid such adversity is to have a medical insurance policy in India that will cover the charges either entirely or at least, partially.

It has become imperative that you have a plan in your name so that you can lead a financially stable and stress-free life.

Medical insurance policy in India, there are a lot of options for obtaining and choosing the right one for you is based on quite a few permutations and combinations. The two primary essential aspects are the premium which should be reasonable and affordable and the coverage which be maximum.

The top 3 best medical insurance policy in India right now from which you can pick the most suitable one for you are:

Apollo Munich Easy Healthcare Medical Insurance

Among the various options, this is considered as the best by many for securing a person’s health. The hospitalization expenses covered is for a period of more than 24 hrs. Along with 144 days of medical expenses coverage, it also has 60 days of pre-hospitalization coverage for medicinal purposes.

Most importantly, it has a Domiciliary Treatment Expenses policy that lets a patient avail of coverage even at home, without hospitalization. All these features are pretty unique and contribute to its popularity.

ICICI Lombard Complete Health Insurance – iHealth

The medical insurance policy under ICICI is a preferred one by many due to a large number of facilities it provides. Under iHealth, a person is entitled to health check-ups free of cost, cashless type of hospitalization, benefits from taxes, cover for emergency ambulance use and many more.

Other than the expenses of hospitalization and treatment, this plan also covers any charges incurred during daycare treatment and procedures. Thus, this policy is pretty highly ranked, as well.

Bajaj Allianz Health Guard Medical Insurance

If there is one insurance policy that has been framed with a lot of innovation, the Bajaj Allianz Health Guard is definitely at the top. Few facilities include coverage for not only the treatment process but also for consultations, diagnostic investigations and the medicines required for treatment. You can renew the plan for life-long and also make use of the cashless facility it provides in almost 4000 health centres.

Now that you are aware of the top 3 medical insurance policy in India, you can choose either one of them based on your suitability and preference. Source

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